The design and implementation of your investment strategy plays a crucial role in managing your financial health. Our portfolios are designed not only to maximize returns, but to meet the specific goals and intentions of the investor. In pursuit of this, we apply an evidence-based investment approach supported by over 80 years of peer-reviewed financial research and market studies. The following core beliefs guide our decisions regarding asset allocation and portfolio construction.
Embrace the Market
We acknowledge the proven track record of index-based investing as a robust and efficient way to generate long-term growth and outpace inflation. Investing in the global market ensures participation in all cycles of domestic and international economic growth.
The vast majority of actively managed investment funds underperform their benchmarks over time [1]. Rather than chasing after the returns of different money managers, we embrace market idices as the most prudent way to invest core assets.
Personalized
Our portfolios are designed not only to maximize returns but to meet the specific goals and intentions of our clients, whether that means designing an income plan, growth needs, leaving behind a legacy and anything in between.
Control what you can control
Taxes and fund expenses have a substantially negative, and often unaccounted for impact on performance [2]. We construct portfolios with cost efficient funds and a dedicated focus on tax avoidance as a way to maximize return.
Follow your plan
The market rewards disciplined investors, and reacting to current market conditions may lead to making poor investment choices. We work with clients to create an investment plan, and look beyond the headlines to maintain their principled investment strategy.
We will work with you to determine the appropriate mix of income and growth assets. We perform deep analysis and stress testing to reach a portfolio allocation that you are comfortable with and will support your goals.
Build a Framework
Each investment in your portfolio is intentional, calculated, and a key driver in expected returns. We develop frameworks around the global investable market to avoid unintended bets and risks.
Review & Modify
We conduct ongoing reviews and update our analysis to ensure your portfolio reflects current and expected future needs.
